5 Ways a Young Family Can Start Fresh
Moving to a new city or new neighborhood offers everyone a chance to start fresh. It is a time to shed what is no longer working and find new things to embrace. Here are five things your young family can do to start fresh in your new location.
Raise Your Credit Score
Having good credit is helpful for many things, but it’s especially important for being able to buy or rent a home. If your credit is less than stellar, don’t fret. There are things you can do to raise it. For example, according to CrediReady, “If you have a delinquent account on your credit report that’s casting a shadow on your score, it’s time to clear it up. Find the creditor for the delinquent account and offer to pay off a portion of the balance in exchange for having it removed off your credit report. Most creditors would rather have some money in their pocket rather than none.”
Pay Off Old Debt
Debt cuts into the amount of money you have to spend. If you are giving a credit card company half of your paycheck, you are poorer by that much every month. Paying off old debt gives you an automatic pay raise. Start putting as much money as you can towards your smallest debt to knock it out. Then go to the next and then the next.
Purchase a Home
Moving to a new area gives you the chance to see what living there is like. You can scope out neighborhoods and schools to find the best place to settle. Then, you can buy a home that fits you and your family’s needs for the next few years.
Make a 5-Year Plan
What do you want to be doing in 5 years? Where do you want to live? Making a fresh start is much easier if you have a clear idea of where you want to go in the next few years. Think about the next five years. Write down what you want to accomplish and set goals for each step along the way.
Take Up a New Career
Have you been thinking about switching vocations? When you move to a new area, that is the perfect time to make the switch. Even if you can’t make the switch immediately, start making contacts in your desired vocational field. When you are ready to make the switch, you will have some of the groundwork already done.
Ditch Toxic Relationships
Some people are just not healthy to be around. You may have friendships that were once good but have devolved into something unhealthy. Moving offers the opportunity to ditch the toxic relationships in your life. This can be old friends or even family members who add nothing but pain and angst to your life. You can ghost them completely or gradually fade away until they are no longer in your sphere.
Each of these options gives you a way to start your life in a fresh and exciting way. What are you going to do in your new location to make your life feel brand new again?